Unsafe U-Turns, distracted drivers, driving while impaired, cell phone usage while driving – these are all simple, choices people make that can lead to catastrophic results. Head-on collisions, though not the most common type, are often the ones that catch our attention, as well as the covers of newspapers or top billing on news tickers.
Head-on collisions are the most dangerous motor vehicle collisions. From concussions and whiplash to shoulder tears and traumatic brain injuries, head-on collisions leave serious injuries in their wake, and usually more than one at a time. Victims of these collisions brace for impact, tensing in their shoulders and neck, ripping their soft tissue. Their heads hit the steering wheel, airbag, seat, or windows. And all of this is if they are lucky enough not to spin back out into the path of another vehicle and be t-boned by a second impact.
If you or a loved one have been injured in a head-on collision, our experienced team will get to work right away, collecting evidence and heading the insurance company off at the pass. Because the insurance company should not be the only one with experts.
Misconceptions about Insurance Companies
The most common mistake made by people injured in head-on collisions is to assume that theirs is the proverbial open-and-shut case, that the insurance company will see that clear as day and pay. Nothing could be farther from the truth.
Many head-on collisions happen in intersections when both parties claim they had the green light. Others happen when two cars are turning and both claim they had the right of way. You know you did nothing wrong, but how do you prove it?
Insurance companies have shareholders. They have financial obligations to their shareholders, and those obligations override their desire to pay claims. Because of that, they keep experts on call to draft reports removing all their insured’s liability, and they use those reports to underpay and undervalue valid claims.