by Amy Foster | Jun 16, 2025 | Auto Accident, Bicycle Accident, Brain Injury, Colorado, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Trucking Accident
What Is a “Gap in Treatment” After a Car Wreck—and Why It Can Harm Your Case
When you’re injured in a car accident, every decision you make afterward can impact the strength of your personal injury claim. One of the most common—and damaging—mistakes people make is allowing a gap in treatment. But what exactly does that mean, and why is it such a big deal?
What Is a Gap in Treatment?
A gap in treatment refers to any significant delay or pause between the time of the accident and when you first seek medical attention—or any breaks in your ongoing medical care. This could look like:
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Not going to the ER or urgent care the same day as the wreck
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Waiting days or even weeks before seeing a doctor
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Skipping follow-up appointments or recommended therapy sessions
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Discontinuing treatment before being medically cleared
Why Is a Gap in Treatment Bad for Your Case?
When it comes to personal injury claims, documentation is everything. Insurance companies—and if necessary, juries—need clear, consistent medical records to connect your injuries directly to the wreck. A gap in treatment gives them an opportunity to argue that:
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Your injuries weren’t serious
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You may have recovered quickly and therefore don’t need compensation
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Your injuries may have happened after the wreck, not because of it
In other words, even if you’re truly injured, a delay in seeking care could be used to devalue or deny your claim.
Why People Delay Treatment
It’s not uncommon for people to feel “fine” immediately after a car crash, only to experience pain, stiffness, or other symptoms hours or days later. Adrenaline can mask injuries. Others delay treatment because they’re busy, don’t think they’re seriously hurt, or are worried about medical bills.
But here’s the hard truth: if you’re injured and don’t get checked out right away, you’re not only risking your health—you’re risking your right to fair compensation.
Why You Should Call Queener Law Immediately
At Queener Law, we understand how overwhelming things can feel after a wreck. That’s why we’re here to guide you every step of the way—from making sure you get proper medical care to dealing with insurance companies on your behalf.
When you contact Queener Law immediately after a car wreck:
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We help you avoid critical mistakes like gaps in treatment
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We ensure your injuries are properly documented from Day One
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We fight to protect your rights and maximize your compensation
Your health and your case are too important to gamble with. The sooner you act, the better your outcome—both physically and financially.
Don’t wait. Contact Queener Law today. Let us fight for the care and compensation you deserve.
by Amy Foster | May 9, 2025 | Auto Accident, Bicycle Accident, Brain Injury, Colorado, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Trucking Accident
Should You Buy Rental Car Insurance? Pros and Cons Explained
Renting a car can be a convenient way to travel, whether you’re on vacation, on a business trip, or your vehicle is temporarily out of commission. But right before you drive off the lot, you’re faced with a familiar question at the rental counter: Do you want to purchase insurance with that?
If you’ve ever hesitated or felt unsure, you’re not alone. Here’s a breakdown of the pros and cons of buying rental car insurance to help you make a confident decision the next time you rent.
The Pros of Buying Rental Car Insurance
1. Peace of Mind
One of the biggest advantages is the peace of mind that comes from knowing you’re covered. If anything goes wrong — from a fender bender to theft — you won’t have to deal with your personal auto insurance or pay out-of-pocket.
2. Protects Your Personal Insurance
If you use your personal auto insurance for a rental, any claims can impact your rates. Rental insurance helps you avoid filing through your own policy, preserving your premium and avoiding deductible payments.
3. Additional Coverage
Rental insurance often includes extras not covered by personal insurance, like loss-of-use fees (charges for the time the rental is out of commission), administrative fees, and roadside assistance.
4. Simpler Claims Process
With rental insurance, the rental company typically handles claims directly. This can be much faster and less stressful than going through your personal insurance provider.
The Cons of Buying Rental Car Insurance
1. It Can Be Expensive
Rental car insurance can add $10–$30 or more per day to your rental costs. If you’re renting for several days or weeks, that adds up fast.
2. You May Already Be Covered
Many drivers already have sufficient coverage through their personal auto insurance, credit cards, or travel insurance. Paying for duplicate coverage is essentially throwing money away.
3. Confusing Terms
Rental companies often offer multiple types of coverage (collision damage waiver, liability, personal accident insurance, etc.), and it can be unclear what’s necessary or redundant — especially under pressure at the counter.
4. Coverage May Still Have Gaps
Even with rental insurance, you might not be fully protected. For instance, some policies don’t cover damage to tires, the undercarriage, or windshield — all of which are common damage points.
So, Should You Buy It?
It depends. Ask yourself the following:
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Does my personal car insurance cover rentals?
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Does my credit card offer rental car insurance?
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Am I traveling internationally, where my coverage might not apply?
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Do I want to avoid the hassle of filing claims?
Consumer Reports suggests “before you get to the rental counter, find out exactly what your credit card and personal auto insurance protect you against, paying special attention to the common coverage gaps and special circumstances.”
If you’ve been injured due to someone else’s negligence, contacting Queener Law is a crucial first step in protecting your rights. Our experienced personal injury attorneys understand the physical, emotional, and financial toll an injury can take, and we’re here to help you navigate the legal process with clarity and confidence. At Queener Law, we fight to secure the compensation you deserve so you can focus on healing and rebuilding your life. Don’t wait—your recovery starts with the right legal team by your side.
by Amy Foster | Mar 11, 2025 | Auto Accident, Brain Injury, CO Truck, Colorado, Kentucky, Personal Injury, Product Liability, Tennessee, Trucking Accident, Uncategorized
Car Wrecks with Defective Airbags: A Silent Threat on the Road
Car accidents are devastating enough, but when a vehicle’s safety features fail, the consequences can be even more catastrophic. One of the most alarming defects in modern vehicles involves faulty airbags. These devices are designed to save lives but can cause serious injuries or even fatalities when defective.
The Role of Airbags in Vehicle Safety
Airbags are a crucial part of a car’s safety system. They are designed to deploy within milliseconds of a collision to protect passengers from direct impact. Since their widespread adoption, airbags have significantly reduced the severity of injuries in car crashes. However, when they fail to deploy or deploy improperly, they can become deadly hazards instead of lifesaving devices.
Common Defects in Airbags
Defective airbags can malfunction in several ways:
- Failure to Deploy: In some cases, airbags do not deploy, leaving occupants unprotected.
- Unexpected Deployment: Airbags that deploy without a collision can startle drivers and lead to accidents.
- Overly Forceful Deployment: Some airbags deploy excessively, causing serious injuries instead of cushioning impact.
- Shrapnel Ejection: Perhaps the most infamous defect, some airbags explode upon deployment, sending metal fragments into the vehicle’s occupants. This was a significant issue with Takata airbags, leading to one of history’s largest auto recalls.
Notable Cases and Recalls
One of the most infamous airbag defects involved Takata Corporation. The company’s airbags were found to have a design flaw that could cause them to explode upon deployment. The defect was linked to multiple fatalities and severe injuries, prompting a massive global recall affecting millions of vehicles. Automakers such as Honda, Toyota, and Ford were forced to recall vehicles equipped with Takata airbags, and many consumers were left driving cars with potentially deadly safety equipment.
Legal and Financial Consequences
The aftermath of accidents involving defective airbags can be legally complex. Car manufacturers and airbag suppliers have been sued for negligence in designing and producing these faulty components. Many victims have sought compensation for medical expenses, lost wages, and emotional distress resulting from accidents caused by or worsened by defective airbags.
What to Do If You Have a Defective Airbag
If you suspect your vehicle has a defective airbag, take these steps:
- Check for Recalls: Visit the National Highway Traffic Safety Administration (NHTSA) website and enter your vehicle’s VIN to see if it is subject to any recalls.
- Contact Your Dealer: If a recall applies, schedule a repair immediately. Automakers typically offer free replacements for recalled airbags.
- Exercise Caution: If your vehicle is under recall but awaiting repair, consider alternative transportation or discuss temporary solutions with the manufacturer.
- Seek Legal Advice: If you or a loved one has been injured due to a defective airbag, consult an attorney specializing in product liability cases to understand your rights and options.
Contact Queener Law
Airbags are meant to be the last line of defense in an accident, but when they are defective, they can turn a survivable crash into a fatal one. Staying informed about recalls and taking proactive steps to address airbag defects can help prevent unnecessary tragedies on the road. If you or someone you know has been affected by a defective airbag, seeking legal and financial recourse is crucial to ensure accountability and justice. Attorney Henry Queener has litigated several cases involving faulty airbags. Contact Queener Law about your potential airbag claim by calling us directly at 606-451-0053, or you can write to us with the details of your accident by using our free contact form.
by Amy Foster | Feb 4, 2025 | Auto Accident, Brain Injury, CO Truck, Colorado, Kentucky, Personal Injury, Tennessee, Trucking Accident
Commercial trucks are vital to our economy, delivering everything from essential goods to building materials nationwide. However, a looming threat—a nationwide shortage of qualified truck drivers—is putting the safety of our roads at risk. This shortage can lead to overworked and fatigued drivers, potentially causing a rise in truck accidents with devastating consequences.
Factors Contributing to the Driver Shortage
Several factors contribute to the nationwide driver shortage. Here are some key reasons why trucking companies are struggling to fill truck driving positions:
- Wages and Benefits: The trucking industry can be demanding, with extended hours and irregular schedules. While truck driver salaries can be attractive, concerns linger about benefits packages and the overall work-life balance for those traversing our state’s roads.
- Aging Workforce: The current generation of truck drivers is aging, and attracting younger individuals to fill the gap is proving challenging. The perception of a long and arduous career path with limited advancement opportunities deters potential recruits from considering trucking jobs.
- Training Requirements: Obtaining a commercial driver’s license (CDL) requires training and passing rigorous exams. While these measures ensure qualified drivers on the roads, the initial investment of time and money can be a barrier for some looking to enter the trucking industry in our state.
- Infrastructure Issues: Truck drivers spend significant time on the road, away from home. The lack of adequate truck parking facilities along significant highways in rural areas leads to driver fatigue and frustration.
How Driver Shortages Can Compromise Safety
When trucking companies face a driver shortage, they face immense pressure to deliver goods on tight deadlines. This pressure can lead to drivers pushing themselves beyond safe limits, resulting in fatigue—a major contributor to road truck accidents. Fatigued drivers experience slower reaction times, impaired judgment, and an increased risk of falling asleep at the wheel while traveling interstates and highways. In the worst-case scenario, these factors can culminate in a catastrophic accident, putting motorists at risk.
The pressure to meet deadlines can lead truck drivers to cut corners on safety procedures. Skipping rest breaks, neglecting pre-trip inspections, and exceeding speed limits are all dangerous shortcuts that can have dire consequences for people sharing the road with these massive vehicles.
The Potential Consequences of Trucking Accidents
Truck accidents are inherently more dangerous than car accidents due to the sheer size and weight of commercial vehicles. Collisions with large trucks can result in severe injuries, permanent disabilities, and even fatalities. The emotional and financial toll on victims and families can be immense.
Common commercial truck accident injuries seen by our personal injury attorneys include:
- Traumatic brain injuries (TBIs)
- Spinal cord injuries
- Amputations
- Severe lacerations and burn
- Internal organ damage
Hiring Truck Accident Lawyer
A Truck Accident Lawyer often differs from a car wreck lawyer due to the specific complexities and regulations associated with commercial trucking accidents. Here are some key differences:
1. Specialization: A big truck lawyer typically specializes in cases involving commercial vehicles, which includes understanding the federal and state regulations governing the trucking industry. They are well-versed in unique issues that arise from truck accidents, such as driver fatigue, vehicle maintenance standards, and cargo loading regulations.
2. Liability Factors: Truck accidents can involve multiple parties, such as the truck driver, trucking company, vehicle manufacturers, and others. A truck lawyer is experienced in navigating these complex liability issues, while a car wreck lawyer may focus solely on personal injuries or issues directly related to passenger vehicles.
3. Injury Severity: Injuries from truck accidents are often more severe due to the size and weight of commercial trucks. A big truck lawyer is equipped to handle such serious cases, which may involve significant medical expenses, long-term care needs, and substantial compensation claims.
4. Insurance Policies: The insurance policies for commercial trucks are often different and more complex than those for personal vehicles. A big truck lawyer understands these policies and knows how to negotiate effectively to secure fair compensation for their clients.
5. Regulatory Knowledge: Trucking operates under specific federal regulations (such as those provided by the Federal Motor Carrier Safety Administration). A lawyer specializing in truck accidents will be more familiar with these regulations and how they apply to the case.
If you’ve been involved in an accident with a commercial truck, consulting with a lawyer who specializes in that area can be beneficial to ensure you receive the appropriate representation and understanding of your case. Attorney Henry Queener will ensure that your rights are protected and that you receive the compensation necessary to aid your recovery and future well-being.
by Amy Foster | Sep 19, 2024 | Auto Accident, Bicycle Accident, Brain Injury, Colorado, DUI, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Trucking Accident
When a pedestrian is hit by a car, the driver is typically considered at fault, especially if the pedestrian was in a crosswalk or not on the road. However, in some instances, pedestrians can be found partially responsible for the accident if they were not following road rules.
How Fault is Determined?
The person responsible for covering the expenses related to a crash is the one whose careless actions led to the accident. Negligence involves four main elements that can help determine the party at fault:
1. Duty of care: What are the expectations for both parties to ensure each other’s safety?
2. Breach of duty: Which party acted thoughtlessly or recklessly?
3. Causation: Did that thoughtless or reckless action cause injury?
4. Damages: If so, the negligent party can be held responsible.
Using these criteria, our pedestrian accident lawyers assess each case to identify the negligent act that initiated the chain of events. Sometimes, it may be the driver’s negligence, but pedestrians can also behave recklessly.
When a Driver is at Fault?
Any number of negligent behaviors can lead to a collision between a car and a pedestrian, such as:
– Drunk driving
– Distracted driving
– Speeding
– Failure to yield
– Improper turns
– Running lights or signs
– Rideshares
These behaviors may result in the driver being considered at fault. According to the elements of negligence, many of the above behaviors represent a breach of duty of care. Someone who turned on red without checking a crosswalk, striking a person, was not exercising proper care.
Rideshares increasingly pose risks to pedestrians, especially at pick-up and drop-off locations. Distracted driving plays a particular role in rideshare-pedestrian accidents; drivers are focused on the GPS, rideshare app, or texting, leaving them at fault.
When the Pedestrian is at Fault?
Pedestrians can be responsible for their own negligence, such as:
– Being under the influence
– Being distracted, like texting while walking
– Crossing outside a crosswalk
– Darting into traffic unexpectedly
For instance, if a drunk pedestrian suddenly stumbles into the street, it doesn’t give a driver enough time to stop. Even though the pedestrian was injured, their reckless action caused the accident. According to the Centers for Disease Control and Prevention (CDC), the pedestrian was intoxicated in 33 percent of fatal pedestrian accidents studied.
We Can Help Make Sense of Your Pedestrian Accident
When you contact the team at Queener Law, you will receive a free consultation to ask questions about your pedestrian accident.
During this consultation, we can help you better understand who may be at fault after a car hits a pedestrian and provide advice on pursuing damages. Please feel free to contact our office today for more information.
by Jennifer O'Connell | Jul 23, 2024 | Auto Accident, Bicycle Accident, Brain Injury, Bus Accident, CO Truck, Colorado, DUI, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Train Accident, Trucking Accident, Workers' Compensation
Después de sufrir un accidente, sabemos que lo último que desea hacer es informarlo a la aseguranza por temor a que aumenten sus tarifas. Quizás esté pensando en el estrés financiero que le espera en el futuro cercano, pero gracias al estatuto de Colorado C.R.S. §10-4-628 las tarifas de su seguro NO PUEDEN aumentar si usted no tiene la culpa.
CRS §10-4-628 estados:
(1) Ningún asegurador cancelará; no renovar; negarse a escribir; reclasificar a un asegurado bajo; reducir la cobertura, a menos que la reducción sea parte de una reducción general en la cobertura presentada ante el comisionado; o aumentar la prima, a menos que el aumento sea parte de un aumento general en las primas presentado ante el comisionado, cualquier póliza que cumpla el solicitante, asegurado, usuario permisivo o cualquier residente del hogar del solicitante o asegurado tiene:
(a) Ha tenido un accidente o accidentes que no son culpa del solicitante asegurado, miembro del hogar o usuario permisivo nombrado.
Supongamos que tuvo un accidente que no fue su culpa y que luego le dejó con más de $100,000 en billes médicos y la parte que lo golpeó tenía límites de lesiones corporales de solo $25,000. Sabemos que $25,000 no son suficientes para pagar sus billes médicos ni para tratar de compensarlo por su trauma, salarios perdidos, facturas, etc. Ahí es donde entrará en acción su cobertura UIM. La protección contra conductores con seguro insuficiente se aplicará si la otra parte no tiene cobertura suficiente para sus pérdidas, por lo que su seguro intervendrá y proporcionará límites adicionales.
¿Qué pasa si la parte que te golpeó no tiene cobertura de seguro? ¿Cómo pagará sus billes médicos? Ahí es donde interviene la cobertura UM. La protección contra conductores sin seguro ofrece cobertura si el conductor culpable no tiene la cobertura de seguro requerida. De esta manera todavía estás protegido.
En Colorado, por ley se requiere tener cobertura UIM/UM en su póliza con límites mínimos de $25,000 por persona, $50,000 por accidente. Sin embargo, si uno decide no participar en esto, puede hacerlo rechazando la cobertura por escrito. Esto es algo que NO recomendamos enfáticamente, ya que es mejor prevenir que lamentar y pagar más para tener una capa adicional de protección por si acaso. Tener cobertura adicional puede parecer una sin chiste ya que uno siempre piensa que estas cosas nunca les pueden pasar a uno, pero agradecerás tenerla si alguna vez te encuentras en la desafortunada situación en la que se tenia que ulitizar los límites de UIM/UM.
