by Amy Foster | Sep 23, 2025 | Auto Accident, Bicycle Accident, Brain Injury, Colorado, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Trucking Accident
After a car wreck, you may assume the insurance company will cover your damages fairly. Unfortunately, insurers often undervalue claims, push for quick settlements, and leave victims with medical bills and financial stress. That’s where an experienced car accident attorney steps in. Their job is to maximize your car wreck case so you recover the full compensation you deserve.
1. Investigating the Crash Thoroughly
Your attorney begins by digging deep into what happened:
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Reviewing police reports and crash scene evidence
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Interviewing witnesses and obtaining surveillance or dashcam footage
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Working with accident reconstruction experts if liability is disputed
This investigation helps prove fault and strengthens your case against insurance company defenses.
2. Calculating the True Value of Your Claim
Insurance companies often try to minimize payouts by focusing only on immediate medical bills. An attorney looks at the bigger picture, including:
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Current and future medical expenses
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Lost wages and diminished earning potential
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Pain and suffering, emotional distress, and loss of enjoyment of life
By accounting for long-term impacts, your lawyer ensures no damages are left off the table.
3. Handling the Insurance Companies
Dealing with insurers can be overwhelming, especially when you’re recovering from injuries. Your attorney will:
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Take over all communications so you don’t risk saying something that hurts your claim
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Push back against lowball settlement offers
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Use the threat of litigation as leverage to demand a fair outcome
Insurance companies know which lawyers are prepared to fight — and they often pay more to avoid trial.
4. Working with Medical Experts
Proper medical documentation is crucial. Your attorney may:
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Connect you with specialists to evaluate long-term effects
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Ensure your injuries and treatments are fully recorded
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Use medical expert testimony to show how your life has been impacted
This evidence helps maximize compensation for both visible and hidden injuries.
5. Building a Strong Legal Strategy
Even if your case settles outside of court, your lawyer prepares it as if it’s going to trial. This includes:
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Anticipating the defense’s arguments and building counter-evidence
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Organizing records, reports, and testimony into a compelling narrative
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Meeting all legal deadlines so your claim isn’t jeopardized
A well-prepared case shows the other side you’re serious.
6. Fighting for Maximum Recovery
A skilled attorney looks for every potential source of compensation, such as:
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The at-fault driver’s insurance policy
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Your own uninsured/underinsured motorist coverage
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Umbrella policies or business liability insurance if applicable
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Third parties (e.g., a bar under dram shop laws if alcohol was involved)
By pursuing all avenues, your attorney ensures you don’t leave money on the table.
When you’re hurt in a crash, the insurance company’s goal is to pay as little as possible. An attorney’s goal is the opposite: to maximize your car wreck case by investigating thoroughly, calculating full damages, fighting insurers, and pursuing every available source of compensation.
If you’ve been in a car wreck, don’t settle for less than you deserve — contact Queener Law to fight for you.
by Amy Foster | Aug 21, 2025 | Auto Accident, Bicycle Accident, Brain Injury, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Trucking Accident
Partially at Fault in a Car Wreck in Kentucky? Know your Rights.
Car accidents are rarely black and white. Maybe you were speeding a little. Maybe you missed a stop sign. But the other driver wasn’t exactly blameless either.
So what happens if you’re partially at fault in a car wreck in Kentucky?
Good news: you may still be entitled to compensation — and an experienced personal injury attorney can help you get it.
Kentucky Uses “Pure Comparative Negligence”
Kentucky follows a legal rule called pure comparative negligence. That means:
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You can still recover damages, even if you were partially — or even mostly — at fault.
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Your compensation is simply reduced by your percentage of fault.
Example:
If you were found to be 30% at fault, and your total damages were $100,000,
you would still recover $70,000.
Even if you were 70% at fault, you could still recover $30,000 — though the other driver might file a claim against you, too.
This system is designed to be fairer to injured people — but that doesn’t mean the insurance companies play fair.
The Insurance Company Will Try to Use It Against You
Insurance adjusters are trained to minimize payouts, and they know that shifting more of the blame onto you means paying you less.
You might hear things like:
Even casual comments can be twisted to increase your percentage of fault — and cut your compensation.
How an Attorney Can Protect You
At Queener Law, we know the insurance company’s tactics — and we don’t let them get away with them.
Here’s how we help in comparative fault cases:
✅ Investigate Thoroughly
We gather police reports, witness statements, accident reconstructions, and any video evidence to paint an accurate picture of what really happened.
✅ Push Back on Unfair Blame
If the insurance company is trying to increase your fault, we fight back with facts and legal strategy.
✅ Maximize Every Dollar
Even if you’re partially at fault, we work to ensure you receive full compensation for your injuries, lost wages, and pain and suffering — not just what the insurer says you deserve.
Bottom Line: Partial Fault Isn’t the End of Your Case
Kentucky’s comparative negligence laws are on your side — but you need someone who knows how to use them in your favor.
If you’ve been in a car wreck and think you might be partially at fault, don’t assume you don’t have a case.
Let Queener Law evaluate your situation and fight for every dollar you deserve.
📞 Call us today for a free consultation.
We’re your #DangGoodLawyer — and we’re ready to help.
by Amy Foster | Jul 30, 2025 | Auto Accident, Bicycle Accident, Brain Injury, Colorado, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Trucking Accident
6 Red Flags the Insurance Company is Undervaluing Your Injury Claim
After a car wreck, you’re likely overwhelmed — dealing with pain, doctor visits, missed work, and a suddenly complex insurance process. And while insurance companies may act helpful, their job is to protect their bottom line — not your best interest.
If you’ve filed a personal injury claim, watch for these red flags that the insurance company is undervaluing your case:
1. Quick Settlement Offer
If the insurance company rushes to offer you a check — sometimes within days of your crash — it’s not because they’re being generous. It’s a tactic to settle the claim before you understand the full extent of your injuries or future medical needs.
Tip: Never accept a settlement without speaking to a personal injury attorney.
2. Downplaying Your Injuries
They may tell you your injuries are “minor,” or that your symptoms don’t line up with the crash. They might even claim your pain is from a pre-existing condition. If your doctor says otherwise, trust your medical provider — not the insurance adjuster.
3. Delayed or Avoidant Communication
If they stop returning your calls, take weeks to reply, or repeatedly say your claim is “under review,” it’s often an intentional delay tactic. They hope you’ll get frustrated, worn down, and accept less than your claim is worth.
4. Ignoring Non-Economic Damages
Medical bills aren’t the only thing you’re entitled to. If they’re ignoring pain and suffering, emotional trauma, or loss of quality of life, they’re not offering you a fair settlement. Kentucky law allows compensation for both economic and non-economic damages.
5. Using Your Words Against You
Be careful what you say in a recorded statement — and what you post online. Insurance companies will comb through your words and social media to find anything they can twist to minimize your injuries or shift the blame.
6. Blaming You for the Wreck
Even when fault is clear, adjusters may claim you were partially (or fully) at fault to reduce what they owe you. Don’t accept their version of events without legal guidance — especially if you have police reports or witnesses backing you up.
If Something Feels Off, It Probably Is
The truth is, you deserve better than what the insurance company is offering — and you don’t have to fight alone. At Queener Law, we see these tactics every day, and we know how to fight back.
Let us handle the insurance company so you can focus on healing.
by Amy Foster | Jul 14, 2025 | Auto Accident, Bicycle Accident, Brain Injury, Colorado, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Trucking Accident
You Don’t Have to Be “Seriously Injured” to Have a Valid Claim
Think your injury is “too minor” to pursue? Think again. You May Still Have a Valid Personal Injury Claim
At Queener Law, we hear this all the time:
“It was just a fender bender.”
“I walked away with a sore neck — no big deal, right?”
But here’s the truth: what seems “minor” today can turn into a major problem tomorrow. Waiting too long to take action can also cost you.
Minor Injuries Can Hide Serious Problems
That stiffness in your neck? That dull ache in your back? These could be early signs of something more serious, like:
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Whiplash
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Soft tissue damage
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Herniated discs
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Concussions
These injuries often don’t show their full impact right away — but they can lead to chronic pain, physical limitations, and expensive treatment down the road.
The Real Costs of “Small” Injuries
Even if your injury doesn’t land you in the hospital, it can still cause:
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Medical bills
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Missed work and lost wages
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Ongoing therapy or treatment
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Pain and emotional stress
Insurance companies are counting on you to shrug it off. They want you to believe your injury isn’t worth a claim. Don’t let them win.
You Deserve to Be Taken Seriously
Whether it’s a sore shoulder or a full-blown fracture, your injury matters — and you have a right to pursue compensation. The law doesn’t say you have to be seriously injured to have a valid personal injury claim. You just need to show that:
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You were hurt as a result of someone else’s negligence
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That injury caused you harm — physical, financial, or emotional
Talk to Someone Who Gets It
Before you write it off, talk to a lawyer who will take your pain seriously — like Queener Law. We’ve helped countless clients recover what they’re owed, even when they thought their injury “wasn’t that bad.”
You don’t have to go through it alone — and you don’t have to be “seriously injured” to deserve justice.
Call Queener Law today for a free consultation.
Let’s talk about what your case is really worth — before it’s too late.
by Amy Foster | Jun 16, 2025 | Auto Accident, Bicycle Accident, Brain Injury, Colorado, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Trucking Accident
What Is a “Gap in Treatment” After a Car Wreck—and Why It Can Harm Your Case
When you’re injured in a car accident, every decision you make afterward can impact the strength of your personal injury claim. One of the most common—and damaging—mistakes people make is allowing a gap in treatment. But what exactly does that mean, and why is it such a big deal?
What Is a Gap in Treatment?
A gap in treatment refers to any significant delay or pause between the time of the accident and when you first seek medical attention—or any breaks in your ongoing medical care. This could look like:
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Not going to the ER or urgent care the same day as the wreck
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Waiting days or even weeks before seeing a doctor
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Skipping follow-up appointments or recommended therapy sessions
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Discontinuing treatment before being medically cleared
Why Is a Gap in Treatment Bad for Your Case?
When it comes to personal injury claims, documentation is everything. Insurance companies—and if necessary, juries—need clear, consistent medical records to connect your injuries directly to the wreck. A gap in treatment gives them an opportunity to argue that:
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Your injuries weren’t serious
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You may have recovered quickly and therefore don’t need compensation
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Your injuries may have happened after the wreck, not because of it
In other words, even if you’re truly injured, a delay in seeking care could be used to devalue or deny your claim.
Why People Delay Treatment
It’s not uncommon for people to feel “fine” immediately after a car crash, only to experience pain, stiffness, or other symptoms hours or days later. Adrenaline can mask injuries. Others delay treatment because they’re busy, don’t think they’re seriously hurt, or are worried about medical bills.
But here’s the hard truth: if you’re injured and don’t get checked out right away, you’re not only risking your health—you’re risking your right to fair compensation.
Why You Should Call Queener Law Immediately
At Queener Law, we understand how overwhelming things can feel after a wreck. That’s why we’re here to guide you every step of the way—from making sure you get proper medical care to dealing with insurance companies on your behalf.
When you contact Queener Law immediately after a car wreck:
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We help you avoid critical mistakes like gaps in treatment
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We ensure your injuries are properly documented from Day One
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We fight to protect your rights and maximize your compensation
Your health and your case are too important to gamble with. The sooner you act, the better your outcome—both physically and financially.
Don’t wait. Contact Queener Law today. Let us fight for the care and compensation you deserve.
by Amy Foster | May 9, 2025 | Auto Accident, Bicycle Accident, Brain Injury, Colorado, Kentucky, Motorcycle Accident, Pedestrian Accident, Personal Injury, Tennessee, Trucking Accident
Should You Buy Rental Car Insurance? Pros and Cons Explained
Renting a car can be a convenient way to travel, whether you’re on vacation, on a business trip, or your vehicle is temporarily out of commission. But right before you drive off the lot, you’re faced with a familiar question at the rental counter: Do you want to purchase insurance with that?
If you’ve ever hesitated or felt unsure, you’re not alone. Here’s a breakdown of the pros and cons of buying rental car insurance to help you make a confident decision the next time you rent.
The Pros of Buying Rental Car Insurance
1. Peace of Mind
One of the biggest advantages is the peace of mind that comes from knowing you’re covered. If anything goes wrong — from a fender bender to theft — you won’t have to deal with your personal auto insurance or pay out-of-pocket.
2. Protects Your Personal Insurance
If you use your personal auto insurance for a rental, any claims can impact your rates. Rental insurance helps you avoid filing through your own policy, preserving your premium and avoiding deductible payments.
3. Additional Coverage
Rental insurance often includes extras not covered by personal insurance, like loss-of-use fees (charges for the time the rental is out of commission), administrative fees, and roadside assistance.
4. Simpler Claims Process
With rental insurance, the rental company typically handles claims directly. This can be much faster and less stressful than going through your personal insurance provider.
The Cons of Buying Rental Car Insurance
1. It Can Be Expensive
Rental car insurance can add $10–$30 or more per day to your rental costs. If you’re renting for several days or weeks, that adds up fast.
2. You May Already Be Covered
Many drivers already have sufficient coverage through their personal auto insurance, credit cards, or travel insurance. Paying for duplicate coverage is essentially throwing money away.
3. Confusing Terms
Rental companies often offer multiple types of coverage (collision damage waiver, liability, personal accident insurance, etc.), and it can be unclear what’s necessary or redundant — especially under pressure at the counter.
4. Coverage May Still Have Gaps
Even with rental insurance, you might not be fully protected. For instance, some policies don’t cover damage to tires, the undercarriage, or windshield — all of which are common damage points.
So, Should You Buy It?
It depends. Ask yourself the following:
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Does my personal car insurance cover rentals?
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Does my credit card offer rental car insurance?
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Am I traveling internationally, where my coverage might not apply?
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Do I want to avoid the hassle of filing claims?
Consumer Reports suggests “before you get to the rental counter, find out exactly what your credit card and personal auto insurance protect you against, paying special attention to the common coverage gaps and special circumstances.”
If you’ve been injured due to someone else’s negligence, contacting Queener Law is a crucial first step in protecting your rights. Our experienced personal injury attorneys understand the physical, emotional, and financial toll an injury can take, and we’re here to help you navigate the legal process with clarity and confidence. At Queener Law, we fight to secure the compensation you deserve so you can focus on healing and rebuilding your life. Don’t wait—your recovery starts with the right legal team by your side.
