What Is a “Gap in Treatment” After a Car Wreck—and Why It Can Harm Your Case

What Is a “Gap in Treatment” After a Car Wreck—and Why It Can Harm Your Case

What Is a “Gap in Treatment” After a Car Wreck—and Why It Can Harm Your Case

When you’re injured in a car accident, every decision you make afterward can impact the strength of your personal injury claim. One of the most common—and damaging—mistakes people make is allowing a gap in treatment. But what exactly does that mean, and why is it such a big deal?

What Is a Gap in Treatment?

A gap in treatment refers to any significant delay or pause between the time of the accident and when you first seek medical attention—or any breaks in your ongoing medical care. This could look like:

  • Not going to the ER or urgent care the same day as the wreck

  • Waiting days or even weeks before seeing a doctor

  • Skipping follow-up appointments or recommended therapy sessions

  • Discontinuing treatment before being medically cleared

Why Is a Gap in Treatment Bad for Your Case?

When it comes to personal injury claims, documentation is everything. Insurance companies—and if necessary, juries—need clear, consistent medical records to connect your injuries directly to the wreck. A gap in treatment gives them an opportunity to argue that:

  • Your injuries weren’t serious

  • You may have recovered quickly and therefore don’t need compensation

  • Your injuries may have happened after the wreck, not because of it

In other words, even if you’re truly injured, a delay in seeking care could be used to devalue or deny your claim.

Why People Delay Treatment

It’s not uncommon for people to feel “fine” immediately after a car crash, only to experience pain, stiffness, or other symptoms hours or days later. Adrenaline can mask injuries. Others delay treatment because they’re busy, don’t think they’re seriously hurt, or are worried about medical bills.

But here’s the hard truth: if you’re injured and don’t get checked out right away, you’re not only risking your health—you’re risking your right to fair compensation.

Why You Should Call Queener Law Immediately

At Queener Law, we understand how overwhelming things can feel after a wreck. That’s why we’re here to guide you every step of the way—from making sure you get proper medical care to dealing with insurance companies on your behalf.

When you contact Queener Law immediately after a car wreck:

  • We help you avoid critical mistakes like gaps in treatment

  • We ensure your injuries are properly documented from Day One

  • We fight to protect your rights and maximize your compensation

Your health and your case are too important to gamble with. The sooner you act, the better your outcome—both physically and financially.


Don’t wait. Contact Queener Law today. Let us fight for the care and compensation you deserve.

Kentucky Law Leaves Motorcycle Riders Exposed

Kentucky Law Leaves Motorcycle Riders Exposed

Kentucky Law Leaves Motorcycle Riders Exposed

What Every Motorcyclist Needs to Know About PIP Coverage

Kentucky is a “no-fault” state when it comes to car insurance. That means most drivers are protected by Personal Injury Protection (PIP)—coverage that helps pay for medical bills, lost wages, and other expenses after an accident, no matter who was at fault.

Sounds great, right?
It is—if you’re in a car.

But here’s the catch:
If you’re on a motorcycle, you’re not automatically covered by PIP. That’s right. Motorcycle riders in Kentucky are excluded from no-fault coverage unless they specifically add PIP to their policy.

This legal loophole leaves riders dangerously exposed after an accident. Motorcycle crashes can result in serious injuries—and without PIP, you could be on the hook for thousands of dollars in medical bills and lost income while you recover.

What Can You Do?

Add PIP to your motorcycle insurance policy.
It’s optional—but crucial. Make sure you talk to your insurance agent and ask if you’re covered. If not, request that PIP be added immediately.

Know your rights and options.
Understanding Kentucky’s motorcycle insurance laws can help protect you financially if the unexpected happens.

If you’ve been injured due to someone else’s negligence, contacting Queener Law is a crucial first step in protecting your rights. Our experienced personal injury attorneys understand the physical, emotional, and financial toll an injury can take, and we’re here to help you navigate the legal process with clarity and confidence. At Queener Law, we fight to secure the compensation you deserve so you can focus on healing and rebuilding your life. Don’t wait—your recovery starts with the right legal team by your side.


Is it legal for people or pets to ride in the back of a truck in Kentucky?

Is it legal for people or pets to ride in the back of a truck in Kentucky?

Many Kentuckians enjoy the thrill of riding in the bed of a pickup truck, especially during warm weather. However, before hopping in the back, it’s essential to understand the legalities. Kentucky law has specific rules regarding riding in the bed of a truck, and violating them can lead to serious consequences.

Kentucky Law on People Riding in the Bed of a Truck

In Kentucky, the legality of riding in the bed of a truck depends on several factors, including the rider’s age, the location, and the circumstances. Generally, Kentucky law allows adults to ride in the bed of a truck, but there are specific regulations for minors and requirements for safe transportation.

Under Kentucky law, minors riding in the bed of a truck is legal in some situations. It is allowed during a parade or when the vehicle is part of a special event or used for emergency purposes. It is also legal when transporting farmworkers from one field to another on farm-to-market roads, ranch-to-market roads, or county roads outside municipalities.

Additionally, riding in the bed is permitted during a hayride that the local governing body or law enforcement agency has permitted.

Kentucky Law on Pets Riding in the Bed of a Truck

In Kentucky, there are no specific state laws that prohibit dogs from riding in the bed of a pickup truck. However, allowing a dog to do so without proper restraint can raise concerns under the state’s animal cruelty statutes, which prohibit transporting animals in a cruel or inhumane manner.

While Kentucky doesn’t have explicit laws mandating restraints for dogs in truck beds, it’s important to consider safety recommendations. Unrestrained dogs are at significant risk of injury from falls, sudden stops, or accidents. To ensure their safety and to avoid potential legal issues, it’s advisable to use a secured crate or a cross-tethering system when transporting dogs in the bed of a pickup truck. ​

Additionally, some local ordinances may have specific regulations regarding this practice. Therefore, it’s prudent to check with local authorities to ensure compliance with any municipal laws.

Kentucky law is more lenient for adults. It is generally legal for adults to ride in a truck’s bed, but the truck must be equipped to carry passengers safely. Passengers in the truck bed must be seated or standing securely, and the truck should have a bed designed to hold passengers safely.

Even though it’s legal for adults, safety is a critical concern. Passengers in the bed of a truck are vulnerable to being ejected, especially in the event of a collision or sudden maneuver. Kentucky law requires that the passengers in the truck bed must take precautions to avoid accidents that could lead to serious injury or death. In the event of an accident, you may be liable for the accident and the passenger’s injuries.

Why Safety Matters

Riding in the bed of a truck can be dangerous. The National Highway Traffic Safety Administration (NHTSA) reports that over 500 people are killed each year in the U.S. after being ejected from pickup truck beds. The unrestrained nature of the ride, combined with the lack of protective barriers, increases the risk of serious injury or death in the event of a crash.

Passengers in the truck bed also lack protection from the elements or other vehicles, which can amplify the severity of any accident. Unrestrained passengers are at a significantly higher risk of injury in any collision.

Best Practices for Safety

If you must ride in the bed of a truck, follow these safety tips to minimize risks:

  1. Consider Avoiding Riding in the Bed: The safest option is to ride inside the truck’s cab. This provides far more protection in the event of a crash.
  2. Wear a Seatbelt: If you’re in the bed, please make sure that you are seated securely and, if possible, wearing a seatbelt or safety harness.
  3. Drive Carefully: Drivers should adhere to speed limits, avoid sudden maneuvers, and exercise caution when driving with passengers in the truck bed.
  4. Use Safety Barriers: Trucks equipped with safety barriers or nets for passengers should use them to prevent ejection.
  5. Use a Crate For Pets: Consider transporting your pet in a crate or a cross tethering system.

If someone is injured while riding in the bed of your truck, you could be held liable for medical expenses, lost wages, pain and suffering, and other economic damages. In such cases, having legal representation is crucial to navigating the complexities of personal injury claims and potential lawsuits.

Follow Kentucky Laws and Exercise Caution

In Kentucky, riding in the bed of a truck is generally legal for adults, but there are strict laws regarding minors. Kentucky prohibits children under 18 from riding in the bed of a car on public roads to protect them from potentially deadly accidents. While the law permits truck bed rides for adults, safety remains a critical concern. Please ensure the truck is designed to carry passengers safely and follow the necessary precautions to avoid injury.

In summary, while not explicitly illegal statewide, transporting an unrestrained dog in the bed of a pickup truck in Kentucky can pose safety risks and potential legal concerns under animal cruelty provisions.

Contact Queener Law

For more information, please contact an experienced personal injury lawyer like Henry Queener at Queener Law to schedule a free initial consultation today.

Should You Buy Rental Car Insurance? Pros and Cons Explained

Should You Buy Rental Car Insurance? Pros and Cons Explained


Should You Buy Rental Car Insurance? Pros and Cons Explained

Renting a car can be a convenient way to travel, whether you’re on vacation, on a business trip, or your vehicle is temporarily out of commission. But right before you drive off the lot, you’re faced with a familiar question at the rental counter: Do you want to purchase insurance with that?

If you’ve ever hesitated or felt unsure, you’re not alone. Here’s a breakdown of the pros and cons of buying rental car insurance to help you make a confident decision the next time you rent.


The Pros of Buying Rental Car Insurance

1. Peace of Mind

One of the biggest advantages is the peace of mind that comes from knowing you’re covered. If anything goes wrong — from a fender bender to theft — you won’t have to deal with your personal auto insurance or pay out-of-pocket.

2. Protects Your Personal Insurance

If you use your personal auto insurance for a rental, any claims can impact your rates. Rental insurance helps you avoid filing through your own policy, preserving your premium and avoiding deductible payments.

3. Additional Coverage

Rental insurance often includes extras not covered by personal insurance, like loss-of-use fees (charges for the time the rental is out of commission), administrative fees, and roadside assistance.

4. Simpler Claims Process

With rental insurance, the rental company typically handles claims directly. This can be much faster and less stressful than going through your personal insurance provider.


The Cons of Buying Rental Car Insurance

1. It Can Be Expensive

Rental car insurance can add $10–$30 or more per day to your rental costs. If you’re renting for several days or weeks, that adds up fast.

2. You May Already Be Covered

Many drivers already have sufficient coverage through their personal auto insurance, credit cards, or travel insurance. Paying for duplicate coverage is essentially throwing money away.

3. Confusing Terms

Rental companies often offer multiple types of coverage (collision damage waiver, liability, personal accident insurance, etc.), and it can be unclear what’s necessary or redundant — especially under pressure at the counter.

4. Coverage May Still Have Gaps

Even with rental insurance, you might not be fully protected. For instance, some policies don’t cover damage to tires, the undercarriage, or windshield — all of which are common damage points.


So, Should You Buy It?

It depends. Ask yourself the following:

  • Does my personal car insurance cover rentals?

  • Does my credit card offer rental car insurance?

  • Am I traveling internationally, where my coverage might not apply?

  • Do I want to avoid the hassle of filing claims?

Consumer Reports suggests “before you get to the rental counter, find out exactly what your credit card and personal auto insurance protect you against, paying special attention to the common coverage gaps and special circumstances.”


If you’ve been injured due to someone else’s negligence, contacting Queener Law is a crucial first step in protecting your rights. Our experienced personal injury attorneys understand the physical, emotional, and financial toll an injury can take, and we’re here to help you navigate the legal process with clarity and confidence. At Queener Law, we fight to secure the compensation you deserve so you can focus on healing and rebuilding your life. Don’t wait—your recovery starts with the right legal team by your side.

 

Car Wrecks with Defective Airbags: A Silent Threat on the Road

Car Wrecks with Defective Airbags: A Silent Threat on the Road

Car Wrecks with Defective Airbags: A Silent Threat on the Road

Car accidents are devastating enough, but when a vehicle’s safety features fail, the consequences can be even more catastrophic. One of the most alarming defects in modern vehicles involves faulty airbags. These devices are designed to save lives but can cause serious injuries or even fatalities when defective.

The Role of Airbags in Vehicle Safety

Airbags are a crucial part of a car’s safety system. They are designed to deploy within milliseconds of a collision to protect passengers from direct impact. Since their widespread adoption, airbags have significantly reduced the severity of injuries in car crashes. However, when they fail to deploy or deploy improperly, they can become deadly hazards instead of lifesaving devices.

Common Defects in Airbags

Defective airbags can malfunction in several ways:

  • Failure to Deploy: In some cases, airbags do not deploy, leaving occupants unprotected.
  • Unexpected Deployment: Airbags that deploy without a collision can startle drivers and lead to accidents.
  • Overly Forceful Deployment: Some airbags deploy excessively, causing serious injuries instead of cushioning impact.
  • Shrapnel Ejection: Perhaps the most infamous defect, some airbags explode upon deployment, sending metal fragments into the vehicle’s occupants. This was a significant issue with Takata airbags, leading to one of history’s largest auto recalls.

Notable Cases and Recalls

One of the most infamous airbag defects involved Takata Corporation. The company’s airbags were found to have a design flaw that could cause them to explode upon deployment. The defect was linked to multiple fatalities and severe injuries, prompting a massive global recall affecting millions of vehicles. Automakers such as Honda, Toyota, and Ford were forced to recall vehicles equipped with Takata airbags, and many consumers were left driving cars with potentially deadly safety equipment.

Legal and Financial Consequences

The aftermath of accidents involving defective airbags can be legally complex. Car manufacturers and airbag suppliers have been sued for negligence in designing and producing these faulty components. Many victims have sought compensation for medical expenses, lost wages, and emotional distress resulting from accidents caused by or worsened by defective airbags.

What to Do If You Have a Defective Airbag

If you suspect your vehicle has a defective airbag, take these steps:

  1. Check for Recalls: Visit the National Highway Traffic Safety Administration (NHTSA) website and enter your vehicle’s VIN to see if it is subject to any recalls.
  2. Contact Your Dealer: If a recall applies, schedule a repair immediately. Automakers typically offer free replacements for recalled airbags.
  3. Exercise Caution: If your vehicle is under recall but awaiting repair, consider alternative transportation or discuss temporary solutions with the manufacturer.
  4. Seek Legal Advice: If you or a loved one has been injured due to a defective airbag, consult an attorney specializing in product liability cases to understand your rights and options.

Contact Queener Law

Airbags are meant to be the last line of defense in an accident, but when they are defective, they can turn a survivable crash into a fatal one. Staying informed about recalls and taking proactive steps to address airbag defects can help prevent unnecessary tragedies on the road. If you or someone you know has been affected by a defective airbag, seeking legal and financial recourse is crucial to ensure accountability and justice. Attorney Henry Queener has litigated several cases involving faulty airbags. Contact Queener Law about your potential airbag claim by calling us directly at 606-451-0053, or you can write to us with the details of your accident by using our free contact form.

 

Police Report: Henry explains this critical piece of evidence.

Understanding your Traffic Crash Report or police report after a car accident can be confusing. However, it’s essential to comprehend your accident report and ensure its accuracy, as insurance companies will use it to determine compensation for your accident.

If you were in a truck accident, the trucking company will likewise look at the accident report as part of their response to the accident. Moreover, if the investigating officer is called to testify in a deposition or at trial, their testimony will likely be based on the report.

Here are some key components to pay attention to:

  • Accident Details: Look for specifics on how the accident occurred, including diagrams or sketches if available.
  • Contact Information: Ensure that all involved parties and witnesses’ names, addresses, and contact information are accurate.
  • Injuries and Damages: The report should outline any injuries sustained and the damages to vehicles involved.
  • Citations and Violations: Check for any traffic citations issued and details about the circumstances leading to such violations.
  • Witness Accounts: Witness statements can provide additional context to the events.
  • Officer’s Narrative: The officer’s interpretation of the incident can influence the outcome, so it’s vital to reflect the situation accurately.
  • Insurance Information: Note the insurance details entered in the report that are necessary for claims processing.

Contact Queener Law and schedule a no-cost consultation with our law firm to get assistance if you have questions about your police report. Call (606)451-0053.