What to Do After a Car Wreck

by | May 31, 2024

What Do I Do After A Car Wreck

As if being injured in a car wreck isn’t bad enough, now you are bombarded with medical appointments and bills, needing time off work, enduring daily pain, needing a rental car, and so many other stresses. It’s just too hard!  Trust me, we get it.  No one ever wants to go through a situation like this, and that is why we do what we do—to help you get through it.  At Queener Law we take care of the communications with insurance companies, juggling health insurance and liens, and negotiating your best available settlement amount while you focus on what is most important: your recovery.

If you’ve never experienced a situation like this and you are overwhelmed and scared, that’s ok!  We are here to help.  We can break down the steps of the process for you along the way.

What happens first?

Once you hire us to represent you, we immediately hit the road running.  All involved insurance carriers receive letters of representation from us directing them to provide our office with the policy and limits information and preserve any and all evidence.  What is the best part of this?  We also direct them not to contact you.  Let us deal with the insurance company while you rest and take care of your injuries.

Then what?

What happens next depends on your treatment plan.  You keep us up to date with your appointments, and when you have completed treatment, we will request your complete files from your medical providers.  Once everything is in, we create a demand package including a summary every appointment you attended, out-of-pocket expenses, medical bill ledger, mileage reimbursement, and a thorough description of the impact this incident made on your lifestyle.  We want to make you a human in the eyes of the insurance adjuster, not just a run-of-the-mill claim number.

Once the demand package has been submitted and the insurance adjuster has had time to review it, negotiations begin.  We will keep you updated with the offer amounts and explain what that number means for your in-pocket amount.  With your permission, we continue negotiating until we have the absolute maximum offer possible for your claim!  A few signatures here and there, and you’ve got yourself a deal.

How much is my case worth?

We frequently get asked at the beginning of cases: How much is my case worth? How long will my case take?  These are very open-ended questions, and all vary on a case-by-case basis.  Some factors that go into the value of a car wreck case are: seriousness of injuries, liability, cost of medical treatment, permanency, and of course, the insurance policy limits.  It is in your best interest to not begin negotiations until after your treatment has been completed and all the medical records and bills are in.  Insurance companies prefer to see treatment records and bills rather than recommendations for treatment.  Unfortunately, this sometimes puts us at the mercy of the medical providers when it comes to a time frame.  Our job is to do what is in your best interest, and that means not sending out your demand package until everything is in.

We know that this is not a fun process for you, but we do our best to make it as easy as possible.  We will do our best to expedite this process as much as possible but will always keep your best interest first and foremost so all you have to worry about is healing, recovering, and getting back to normal life!