KY Pedestrian Hit by a Vehicle. These Accidents are More Common Than EVER. What Does This Mean for You?

by | Dec 16, 2024

KY Pedestrian Hit and Killed by a Vehicle. These Accidents are More Common Than EVER. What Does This Mean for You?

On the evening of December 4th, a pedestrian was struck by a vehicle on US 27 in Lincoln Co. The man sustained fatal injuries, and local authorities arrested the driver for an outstanding warrant. Alcohol is not believed to be a factor. Accidents like these are becoming more and more common. According to NPR, US pedestrian deaths reached a 40-year high in 2023.

Will the Driver’s Insurance Cover the Victim’s Medical Bills and Damages?

Not necessarily. Many residents in Kentucky carry only the minimum auto insurance required by law. These policies provide $25,000 for injury or death of one person, $50,000 for multiple people, and $25,000 for property damage. Unfortunately, these amounts are often insufficient in serious cases.

What Does This Mean for Me?

In Kentucky, many drivers choose to carry only the minimum insurance coverage. This, combined with the rising number of vehicle and pedestrian accidents, can lead to inadequate funds to cover medical bills or damages in the event of an accident for which they are at fault. You may find yourself in a difficult position if you do not have Underinsured or Uninsured coverage.

What If I Am Not at Fault?

In Kentucky, we have a provision known as Personal Injury Protection (PIP) as part of our car insurance. The driver’s PIP may cover your medical expenses. However, you may also experience lost wages from missing work and other related costs. An attorney can help you seek the compensation you deserve.

What Should I Do If Their Insurance Doesn’t Cover Everything?

It’s essential to have representation as a victim in these situations. Finding the right personal injury attorney can be crucial in securing the compensation you deserve for pain and suffering. Queener Law has access to reconstruction experts, financial professionals, medical experts, and others who can bolster your claim for relief. Please contact our office today if you or a loved one has been injured.